卡拉切-巴爾卡爾語(Къарачай-Малкъар /Qarachaj-Malqar/)是突厥語系的語言,是卡拉恰伊人和巴爾卡爾人的語言。它分為兩種方言:卡拉切方言(Karachay, pronouncing /ch/ and /zh/)和巴爾卡爾方言(pronouncing /ts/ and /z/)。估計使用者有24萬人。使用西里爾字母書寫。[3]
Bütew adamla erkin bolub emda sıyları bla haqları teñ bolub tuwadıla. Alağa aqıl bla namıs berilgendi emda bir-birlerine qarnaşlıq halda qararğa kerekdile.
All human beings are born free and equal in dignity and rights. They are endowed with reason and conscience and should act towards one another in a spirit of brotherhood.